0. Payment by Bank Card via Virtual POS
0.1
On our website, kimchifood.bg, operated by YoNa1519 Ltd., you can pay using a Visa or Mastercard debit, credit, or business card through the Virtual POS terminal provided by our acquiring bank, DSK Bank AD, part of the OTP Group.
0.2
Payment security is ensured through the security programs of the international card schemes, Mastercard Identity Check and Visa Secure.
0.3
When paying by card through DSK Bank’s Virtual POS terminal, you will be required to enter your card number, expiration date, and CVV/CVC security code. If your card is enrolled in the Mastercard Identity Check or Visa Secure program, you will also be required to complete the 3-D Secure authentication process.
0.4
kimchifood.bg, operated by YoNa1519 Ltd., does not collect, process, or store any payment card information. All card details are entered directly by you on the secure payment page of our acquiring bank.
0.5
Regardless of the currency of your bank account, the transaction will be processed in EUR, using the exchange rate applied by your card-issuing bank. All prices displayed on our website are final and include VAT.
0.6
If a refund is required, whether partial or full, and the original payment was made by card, we will process the refund by initiating a reversal transaction to the same payment card used for the purchase within 14 days.